Melissa Zahaf

Founder at Expat Mortgage Platform

Welcome to Expat Mortgage Platform, also known as EMP, is the 100% Independent, Professional & Reliable Mortgage Advisor for all Expats in the Netherlands.
EMP is an informative website that provides guidance for expats who are looking to buy a home in the Netherlands. Our job is to walk you through the entire home buying process so you can buy your dream home without worry. Expat Mortgage Platform is a high-quality mortgage consultancy for buyers in everywhere in the Netherlands. Because we are an independent company, we can compare virtually all lenders and insurers to get you the best possible mortgage and insurance. We’ve helped thousands of buyers already, and they give our service an average rating of 9+! 

Certified Mortgage Advisors 
We are certified Mortgage Advisors (in Dutch “Erkend Hypotheekadviseur”) that know all the ins and outs of buying a house in The Netherlands. Our mortgage advisors receive continuous training to stay up-to-date on the industry and help you find the right mortgage with the best possible rate. We know our way in the labyrinth of lenders, with all their peculiar habits and exotic demands. And we’re not afraid to show them our teeth if needed. The only thing that matters to us is helping you buy a home.
Check out the mortgage calculator on our website and we look forward to meeting you. 

More information about me
My name is Melissa and I'm 33 years old. I was born and raised in the city center of Rotterdam, in the district 'Oude Westen'. I'm currently still living in Rotterdam. I'm very passionate about this city, because it has so much to offer. Rotterdam is one of the most multi-cultural cities in The Netherlands. I've always enjoyed the exchange of cultures that takes place in the city, as I myself am mixed race as well. “What's your background?” or "Where are you from?" are questions I got asked most frequently when I was young. I believe this experience motivated me to start a career in making expats feel at home. It is an honor if I can contribute to their happiness, by helping them get settled in a new place to call home. It doesn’t feel like I’m working at all. 

Because of my study I’m pretty well-known in Amsterdam too. It is a beautiful and romantic city with its antique houses, lovely bridges & famous canals. I love to visit Amsterdam during the weekend. It is my goal to make expats feel at home. Thats why I started Expat Mortgage Platform. I'm a certified mortgage advisor, but it’s also possible to help you with the negotiations. I am active nationwide in The Netherlands, so feel free to contact me. 

My motto is ‘Don’t stop until you’re proud’, so I’ll do everything to make my clients happy. For my clients only the best is good enough.

Contact us today for a free consultation!